Big Blue Travel Cover

Travel & Vacations · Hotels & Resorts

Big Blue Travel Cover sells single-trip, annual-multi-trip, long-stay and cruise-specific travel insurance online. Policies are priced in the mid-range bracket: a two-week Europe plan starts around £18, worldwide excluding USA ~£42, worldwide including USA ~£65; annual cover opens at £38 for Europe and £95 for worldwide. All distribution is direct-to-consumer through the responsive site bigbluecover.com; no high-street brokers or price-comparison uplifts are used. The brand is the leisure-trading arm of specialist insurer Rock Insurance Group, giving it full underwriting control and in-house 24/7 medical emergency teams. Every policy includes £10m medical cover, £5k cancellation, £2k baggage and “zero-excess” option at checkout, while the Cruise add-on automatically covers cabin confinement, missed port and itinerary change without separate top-ups. Instant documentation, Covid-19 extension and a 14-day cooling-off period are standard. Core buyers are cost-aware British holidaymakers aged 30-65 who want high medical limits without premium-brand pricing: families booking annual Mediterranean breaks, retirees on Caribbean cruises and gap-year travellers needing 18-month backpacker cover. They value transparent benefits tables, English-speaking emergency help and the security of an A-rated underwriter over loyalty points or hotel perks. Big Blue competes with aggregator-listed “value” insurers and high-street banks’ travel add-ons. It differentiates by keeping marketing spend low, underwriting its own risk and stripping bundled extras such as winter-sports or business cover so base prices stay keen; optional modules let customers pay only for the protection they will actually use.

Real medical cover, honest prices, no hidden markups