Medicareplan

Medicareplan.com is a digital-only insurance broker that packages and sells Medicare Advantage, Medicare Supplement (Medigap) and stand-alone Part D prescription plans. Plans are quoted in real time and range from $0-premium Advantage policies to premium Medigap plans that can exceed $300/month depending on age and ZIP code. The site acts as a comparison engine and enrollment portal, earning commissions from carriers when users bind coverage online or by phone. The site differentiates itself by combining live agent support with an algorithm that filters plans by total estimated annual cost (premium + drug + medical) rather than premium alone. A proprietary “Cost Calculator” projects out-of-pocket spending for a user’s exact prescriptions and doctors, and the same tool is saved in a member dashboard for annual re-shopping. These features have made the site one of the top lead generators for carrier partners such as Humana, Aetna and regional Blues plans. Core users are 64- to 75-year-olds who are newly Medicare-eligible or re-shopping during Annual Enrollment and are comfortable completing enrollment online if guided by a licensed agent. They value transparency, want to keep their current physicians, and prefer English- or Spanish-speaking advisors who can explain donut-hole costs or SNP eligibility in plain language. Medicareplan competes with national carrier sites, brick-and-field agents, and other comparison portals. It positions against carrier sites by offering multi-carrier side-by-side quotes, and against field agents by providing 24/7 online quoting plus telephone enrollment without home visits.