Riskify

Riskify.net is a SaaS platform that delivers real-time fraud-prevention APIs for e-commerce merchants. The core product tiers—Standard, Plus and Enterprise—are priced on a per-transaction basis in the mid-to-premium range compared with rules-based tools. All contracts are sold and serviced online through direct sales and major cloud marketplaces; there is no boxed software or retail channel. The engine ingests 150+ data points in <300 ms and applies machine-learning models trained on a shared merchant network of 1.2 B+ annual transactions, producing a single risk score plus actionable reason codes. Notable features include charge-back reimbursement guarantees up to 100 % of order value, instant onboarding without code changes, and a self-serve rule builder that lets retailers customize risk thresholds by SKU or region. Target customers are mid-market and large omnichannel retailers processing 1 k–1 M+ orders per month and losing >1 % revenue to payment fraud or manual review delays. They value conversion uplift, operational cost reduction, and the ability to enter high-risk geographies without adding internal risk teams; the brand speaks to data-driven, growth-focused e-commerce operators. Riskify competes against legacy rules-based gateways and in-house scoring systems that rely on static data and longer review queues. It differentiates through network effects that improve accuracy with every new merchant, a zero-integration REST API that deploys in hours, and a financial guarantee that shifts fraud liability away from the retailer.