Banking & Neobanks · Digital Services & Streaming

Scsbank

Scsbank is a UK-based financial-services provider offering personal current accounts, savings products, fixed-term deposits, and specialist buy-to-let and commercial mortgages. All products are priced at mid-market rates—no-fee basic banking, 3–5 % AER variable savers, and mortgages around 1–2 % above Bank of England base—sold only through the scsbank.co.uk portal and UK call-centre; no physical branches. The bank positions itself as a “local alternative” that keeps sterling onshore, provides same-day Faster Payments, and publishes live lending and savings rates updated every hour. Its 120-day notice “BlueRibbon” saver and 75 % LTV landlord tracker are frequently cited on price-comparison tables for transparency and no early-repayment charges. Core customers are British expats repatriating funds, small-portfolio landlords tired of big-bank stress tests, and tech-savvy retirees who want telephone access without branch queues. They value UK FSCS protection, human underwriters who answer in under three minutes, and ethical statements that restrict fossil-fuel lending. Scsbank competes with digital challenger banks that lack telephone service and with high-street names whose savings rates lag BoE moves. It differentiates by combining online convenience with human call-centre support, publishing capital ratios above the 18 % regulatory minimum, and restricting balance-sheet assets to UK residential property, giving customers a domestic, low-risk balance sheet.

British banking that answers your phone and keeps your money home

• Ethical

Sendwave

Sendwave provides affordable international money transfer services that allow users to send funds from the United States, Canada, and the United Kingdom to recipients in Africa, Asia, and Latin America. The service is notable for its low fees, fast delivery times, and accessibility to underbanked populations, making it particularly popular among diaspora communities and migrant workers sending remittances to family members in developing countries.

Send money home fast and cheap, no bank account needed

Monarchmoney

Monarch Money offers a personal finance management platform that helps users track spending, create budgets, manage investments, and achieve financial goals through a unified dashboard. The service is notable for its comprehensive approach to wealth management that combines banking aggregation with investment tracking, making it particularly appealing to individuals seeking an all-in-one financial organization tool beyond basic budgeting apps.

See your complete financial picture in one powerful place

SumUp

SumUp provides point-of-sale (POS) systems, payment processing solutions, and business management software designed for small businesses and merchants to accept card payments and manage their operations. They are notable for offering affordable, easy-to-use payment hardware and software tailored specifically for independent retailers, restaurants, and service providers who need simple alternatives to traditional enterprise solutions.

Small business payments made simple, finally within reach

• Independent

BILL Affiliate

BILL provides cloud-based financial management software that helps small and mid-sized businesses automate accounting, bill payment, expense management, and receivables processes. The platform is notable for streamlining back-office operations and saving business owners significant time on administrative tasks, making it an essential tool for companies looking to improve financial visibility and operational efficiency.

Stop doing accounting manually, start running your business smarter

Sofi

SoFi offers financial services including personal loans, student loan refinancing, investing, and banking products, along with a streaming platform featuring sports and entertainment content. They're notable for targeting millennials and Gen Z who want an all-in-one digital financial platform combined with lifestyle entertainment, positioning themselves as a modern alternative to traditional banks.

Your money, your investments, your entertainment, all in one app

Moneylion

MoneyLion offers a suite of digital financial services including investment tools, credit monitoring, banking products, and personal finance management through a subscription-based platform. They're notable for making wealth-building and financial management accessible to everyday consumers, particularly millennials and Gen Z users seeking affordable alternatives to traditional financial advisors.

Your wealth starts here, no advisor required

Currencyfair

Currencyfair is an online money transfer and currency exchange platform that allows individuals and businesses to send money internationally at competitive rates. They are notable for offering peer-to-peer currency exchange that typically provides better rates than traditional banks, making them attractive to expats, remote workers, and anyone regularly sending money across borders.

Send money globally without losing it to bank fees

Missionlane

Mission Lane offers financial products including prepaid debit cards and credit-building loans designed to help underbanked and unbanked consumers access mainstream financial services. They are notable for serving individuals with limited credit history or poor credit scores, providing an alternative to traditional banking while helping customers build their credit profiles.

Your credit story starts here, not where you've been

Wise

Wise provides international money transfer and multi-currency account services that allow users to send money abroad and hold multiple currencies at real exchange rates. They're notable for offering significantly lower fees and better exchange rates compared to traditional banks, making them ideal for expats, freelancers, and anyone who regularly sends money internationally.

Send money globally without watching your savings disappear

Revolut

Revolut offers digital banking services including multi-currency accounts, money transfers, cryptocurrency trading, and financial management tools through a mobile-first platform. They're notable for providing fee-free international money transfers and low-cost financial services to tech-savvy millennials and frequent travelers who want alternatives to traditional banks.

Your money moves faster than you do, without the bank fees

Moolah

Moolah is a financial aggregation platform that helps users track, manage, and optimize their spending across multiple digital services and subscriptions. They're notable for targeting consumers overwhelmed by subscription fatigue, offering a centralized dashboard to monitor, cancel, or switch between services while helping users save money on their recurring payments.

Stop paying for subscriptions you forgot you had

Nice-Pay

Nice Pay is a digital payment and streaming services platform that enables users to purchase digital content, subscriptions, and entertainment services through flexible payment options. The platform is notable for catering to consumers in emerging markets who seek affordable access to premium digital services without requiring traditional credit cards or bank accounts.

Premium content, zero bank account required

Axos Bank

Axos Bank offers online banking products including checking and savings accounts, money market accounts, and certificates of deposit (CDs) with competitive rates. They are notable for being a direct online bank with no physical branches that focuses on providing high-yield savings products and low fees to tech-savvy consumers seeking better returns on their deposits.

Your money works harder when you go digital with Axos

instarem

InstaRem is a digital remittance and money transfer service that allows users to send money internationally to over 100 countries quickly and at competitive exchange rates. The platform is notable for making cross-border payments accessible and affordable for migrant workers and individuals sending money to family and friends abroad, particularly in Asia and beyond.

Send money home faster, cheaper, and actually worth your while

Paysend

Paysend is a fintech platform that enables users to send money internationally, pay bills, and manage digital payments across multiple currencies and countries. The service is notable for its low-cost remittance solutions and accessibility to underbanked populations, making it particularly valuable for migrant workers and individuals sending money to family abroad.

Send money home affordably, anywhere in the world

SpotOn

SpotOn provides point-of-sale (POS) systems, payment processing, and business management software designed for restaurants, retail, and service businesses. They're notable for offering an all-in-one platform that combines hardware, software, and payment solutions specifically tailored for small to mid-sized businesses looking to streamline operations.

One platform runs your whole business, not just payments

Airwallex

Airwallex provides cross-border payment solutions, multi-currency accounts, and financial infrastructure for businesses to send, receive, and manage money globally. The platform is notable for serving small to mid-sized businesses and enterprises that need simplified international payments without the complexity and high costs of traditional banking.

Send money globally without the banking headaches or hefty fees

Current

Current is a mobile virtual network operator (MVNO) and financial services platform that offers affordable wireless plans, mobile banking, and digital payment solutions. The brand is notable for targeting budget-conscious consumers and underbanked populations by combining low-cost cellular service with accessible financial tools and cashback rewards.

Your phone plan that actually pays you back

Panda Remit

Panda Remit is a fintech platform that specializes in international money transfers and remittance services, enabling users to send money across borders quickly and affordably. The service is notable for serving migrant workers and diaspora communities who need reliable, low-cost ways to transfer funds to family members in their home countries.

Send money home faster and cheaper than you ever thought possible

Cashplus

Cashplus is a financial services platform that offers prepaid cards, mobile money accounts, and payment solutions designed for individuals and businesses. They are notable for providing accessible banking services to underbanked populations and those seeking alternatives to traditional banking, particularly in the UK and international markets.

Banking freedom without the traditional bank account hassle

Albert

Albert offers a personal finance app that helps users manage their money, find savings opportunities, and optimize their financial habits through AI-powered insights and automated tools. The service is designed for everyday consumers looking to take control of their finances without needing extensive financial knowledge or expensive advisors.

Your money works smarter so you don't have to

Chase

Chase is a banking and financial services company that sells checking and savings accounts, credit cards, loans, mortgages, and investment products. They're notable as one of the largest banks in the United States, serving millions of customers who range from individuals managing everyday finances to businesses and wealth management clients.

Your money matters, Chase makes managing it simple

Payoneer LATAM

Payoneer LATAM offers digital payment solutions and financial services including money transfers, online payments, and freelancer payouts tailored for Latin American users. They are notable for providing accessible financial tools to freelancers, gig workers, and small businesses across LATAM who may lack traditional banking services.

Your money moves faster than your hustle ever could

Pleo

Pleo provides corporate spend management software and physical cards that help businesses automate expense tracking, payments, and financial control for employees. They're notable for combining modern software with physical card issuance to simplify how companies manage departmental and employee spending across Europe and beyond.

Spend control that actually keeps up with how your team works

Koho Financial

Koho offers a mobile banking app and financial management tools that help users track spending, automate savings, and access no-fee banking services. The platform is designed for digitally-native Canadians who want simplified personal finance management with features like cashback rewards and spending insights powered by AI.

Banking that actually pays attention to how you spend

OFX

OFX is a digital money transfer service that allows individuals and businesses to send money internationally at competitive exchange rates with low fees. They're notable for serving expats, travelers, and small business owners who need reliable cross-border payment solutions without the high costs of traditional banks.

Send money globally without emptying your wallet

Gohenry

GoHenry is a fintech app that provides debit cards and financial management tools designed specifically for children and teenagers. The platform is notable for teaching young people money management skills through pocket money tracking, chores, and savings goals in a safe, parent-controlled digital environment.

Teach your kids money smarts while they earn and save safely

Aldermore

Aldermore is a UK-based bank that offers mortgages, savings accounts, and business loans tailored to underserved customers. They are notable for focusing on lending to individuals and small businesses that traditional high-street banks often overlook, prioritizing accessibility and personalized service.

Banking that actually sees you when traditional banks don't

Monzo

Monzo is a mobile-first digital bank that offers checking accounts, savings products, and financial management tools through its app. The company is notable for making banking accessible and transparent to younger, tech-savvy consumers who prefer managing their finances entirely on their smartphones.

Banking that actually understands how you live your life

Dave

Dave offers a mobile banking app and financial services designed to help users avoid overdraft fees and access early paychecks. The service is notable for targeting underbanked consumers and gig workers who need flexible access to their earnings without traditional banking penalties.

Get your paycheck early, skip the overdraft fees