Frontier

Servizi digitali e Streaming

Frontier sells non-life insurance for private cars, motorcycles, commercial vehicles, homes and small businesses. Policies are priced in the budget-to-mid range band and are distributed 100 % online through the company’s own quote-and-buy platform and price-comparison sites; no branch network exists. Optional add-ons—legal protection, roadside assistance, glass cover—can be mixed-and-matched in real time, keeping average premiums 15-25 % below traditional Italian tariffs. The brand positions itself as “assicurazione low-cost senza agenti”: every policy is fully digital, paperwork is eliminated through SPID electronic signature, and claims can be filed 24/7 via app with photo-based damage assessment for vehicles. Frontier’s best-known product is the Auto Super-Flex plan, which lets drivers pause coverage for single days and pay only for kilometres actually driven, tracked by a free onboard dongle. Core buyers are 25-45-year-old urban professionals and gig-economy drivers who want legal minimum coverage at the lowest possible price and are comfortable managing insurance on a smartphone. Value set: price transparency, anti-bureaucracy, sustainability through pay-per-use rather than flat annual premiums. Frontier competes with direct-to-consumer insurers and aggregator-exclusive labels that also bypass agents. It differentiates by offering kilometric billing, instant policy activation in under three minutes, and a claims guarantee that promises indemnity within five working days or one month of premium refunded.

Assicurazione che paghi solo quando guidi, gestisci tutto dal telefono

• Sostenibile