Onegold

Onegold is an online-only platform that sells vaulted, fractional precious metals—gold, silver, and platinum—priced at daily spot plus a transparent 0.30–2.5 % premium band; storage, insurance, and buy-back are bundled, so the offer sits between low-cost wholesale sites and high-margin coin dealers. The company is a joint venture of two major U.S. mints, giving it direct supply and audited, chain-of-custody vaults (Delaware & Royal Canadian Mint); customers can toggle between “storage” and “delivery” in one click, and all holdings are backed 1:1, displayed in real time on a public ledger. Typical buyers are 30-55-year-old mobile investors who want inflation hedges without shipping coins or ETF counter-risk; the brand speaks to digital-first savers who value fractional ownership, 24/7 liquidity, and the option to take physical delivery later. Onegold competes with both fintech metal accounts and traditional bullion e-commerce sites; it differentiates through institutional-grade sourcing, mint-owned governance, and the lowest all-in cost structure for balances under six figures while still offering instant conversion to deliverable bars or coins.